Senior Manager, Treasury & Capital Markets (Structured Credit, Asset Backed Financing)
Wealthsimple
In this role, you will have the opportunity to:
- Lead and manage credit card financing as a primary stakeholder to scale Wealthsimple’s credit card program
- Spearhead and execute capital markets, credit cards, and other asset backed financing initiatives from inception as a deeply integral partner to Wealthsimple product launches
- Drive negotiations with banking partners, lenders, fintechs, and capital markets counterparties in order to expand and stand up new asset backed financing capabilities.
- Apply a growth mindset, experiment with new ideas, explore new approaches to challenge the status quo to continuously improve
- Work in a fast-paced organization and growing Treasury team to build best-in-class capital markets capabilities and enable a product offering that delights Wealthsimple clients
- Collaborate closely with Capital and Liquidity Management and Cash and Collateral Management functions to create and optimize credit card funding plan and operationalize financing capabilities
- Foster and deepen banking partner, lending, counterparty, vendor relationships and identify new and innovative partnership opportunities
- Oversee Wealthsimple's Treasury investment portfolio to propose and execute on investment and risk management strategies, including managing corporate foreign currency exposure and interest rate exposure
- Propose hedging strategies and work with the controller team to ensure proper accounting treatment
- Manage and enhance Investment and Foreign Currency Risk Management policies
- Build and enhance automated workflows and generate complex Treasury analyses using AI models
We're looking for someone who has:
- Strong asset backed securitization experience from a financing perspective and experience managing a securitization program, credit card specific knowledge is a strong asset
- Track record of successfully executing new asset backed financing transaction from front to back
- Deep experience standing up a financial product or program, leading a large scale project from start to finish, experience standing up new credit card products a strong asset
- Exceptional communication and relationship management skills
- 8+ years of Treasury and Capital Markets experience with direct external counterparties negotiation and engagement.
- Prior experience in negotiating capital markets agreements (ISDA, repo agreements) and transactions (FX and interest rate hedging)
- Comprehensive understanding of foreign currency and interest rate risk management, Treasury investment portfolio management
- Ability to distill complex concepts a non-Treasury audience and collaborate effectively with diverse teams
- Strong critical thinking skills with superior attention to detail
- A passion for Wealthsimple, fintechs, technology, and AI
- An ability to thrive in a fast-paced and highly ambiguous settings, building products and processes from the ground up with limited guidance
- Proven creative problem solver, who is resourceful in overcoming obstacles and can push the boundaries of conventional thinking
