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Director of Credit



Posted on Saturday, January 13, 2024
StackAdapt is a self-serve advertising platform that specializes in multi-channel solutions including native, display, video, connected TV, audio, in-game, and digital out-of-home ads. We empower hundreds of digitally-focused companies to deliver outcomes and exceptional campaign performance everyday. StackAdapt was founded with a vision to be more than an advertising platform, it’s a hub of innovation, imagination and creativity.
The Director of Credit reports to the Chief Financial Officer and is responsible for the overall credit function of the business. They will strengthen internal controls and processes for credit assessments, restructuring, monitoring and recovery.
StackAdapt is a Remote First company, we are open to candidates located in North America for this position.

What you'll be doing:

  • Oversee StackAdapt’s global credit-granting activities, ensuring operations adhere to credit policies and standards
  • Collaborate with Managers and Analysts on the writing of new and revised credit policies, and managing these through the vetting and approval process which culminates with our Chief Financial Officer and Chief Revenue Officer
  • Recommend policy and procedural changes to senior management, business partners and credit teams to correct deficiencies identified during existing credit reviews and strengthen the credit function
  • Develop an internal credit score for clients which can be used to identify trends and predict future behavior
  • Create and deliver monthly credit score card/credit statistics reports to senior management, and highlight key areas of concern/opportunities
  • Coordinate review of credit relationships to validate accuracy of risk ratings, quality of analysis, adequacy of documentation and collateral valuation
  • Maintain industry knowledge and awareness of best practices to remain informed of trends in business credit and credit risk management
  • Lead credit reviews and actions taken to ensure exposure to non-performing accounts are managed
  • Support negotiations with clients regarding delinquent accounts
  • Lead development and maintenance of team structures to support efficient long-term operations focused on innovation and automation
  • Assist the Revenue department in its business development activities by developing client friendly credit processes that meet the needs of StackAdapt’s credit risk management with an “easy to work with” attitude
  • Assist in the development of a credit review staff that is experienced with skill sets that are commensurate with the North American, EMEA, APAC, and LATAM regions respectively
  • Manage the professional and career development of direct reports
  • Oversee department’s financial budget utilization against department work plans, including the use of trade credit insurance

What you’ll bring to the table:

  • Proven expertise in credit risk management
  • Hands-on experience with HighRadius and other Credit management softwares
  • Innovation and a growth mindset
  • Excellent analytical skills
  • AdTech or consumption business model experience are significant pluses
  • Experience building a Credit team is a significant plus
  • Numerically-driven and takes a prudent approach to credit risk management
  • Working knowledge of statistics and the confidence to make decisions
  • Ability to collaborate and influence across multiple organizational levels

StackAdapters Enjoy:

  • Highly competitive salary
  • 3 weeks vacation + 3 personal care days + 1 Culture & Belief day + birthdays off
  • Access to a comprehensive mental health care platform
  • Full benefits from day one of employment
  • Work from home reimbursements
  • Optional global WeWork membership for those who want a change from their home office
  • Robust training and onboarding program
  • Coverage and support of personal development initiatives (conferences, courses, etc)
  • Access to StackAdapt programmatic courses and certifications to support continuous learning
  • An awesome parental leave policy
  • A friendly, welcoming, and supportive culture
  • Our social and team events!
StackAdapt is a diverse and inclusive team of collaborative, hardworking individuals trying to make a dent in the universe. No matter who you are, where you are from, who you love, follow in faith, disability (or superpower) status, ethnicity, or the gender you identify with (if you’re comfortable, let us know your pronouns), you are welcome at StackAdapt. If you have any requests or requirements to support you throughout any part of the interview process, please let our Talent team know.
About StackAdapt
We've been recognized for our diverse and supportive workplace, high performing campaigns, award-winning customer service, and innovation. We've been awarded:
2023 Best Workplaces for Women by Great Place to Work®
2023 Best Workplaces in Canada by Great Place to Work®