Optimity offers award-winning engagement apps, APIs, and modules that help insurance and health companies support their clients in proactive health coaching. Our B2B clients are using Optimity's technology solutions to engage, micro-educate, and reward their members' and employees' healthy habits — exercise, mental health, financial wellness, and social connectedness such as caregiving or aging in place. IP: The Optimity Health Grade (TM) uses wearable data to score users on key health factors and provides personalized programs to improve outcomes. It is a proprietary score that codifies a breakthrough for the life and health insurance industry in terms of mortality and morbidity prediction. It's been validated by global reinsurers to enhance underwriting and modernize the industry with personalized life and health insurance products.