Who We Are:

Every transaction matters. Every Canadian matters. At Interac, we protect both — driving trust, security, and inclusion, so our digital economy thrives.

Founded in 1984, Interac connects Canadians through secure digital payments, advanced identity verification and industry-leading fraud protection. Connecting banks, businesses, and individuals, Interac enables millions to send, receive, and manage money safely and effortlessly every day — across both digital and physical environments.

As the backbone of Canada’s financial ecosystem, Interac facilitates over 20 million transactions daily, supported by trusted partnerships with government and financial institutions. Consistently ranked as Canada’s most reputable financial technology brand, Interac is deeply embedded in the daily lives of Canadians.

Who You Will Work With:

The vacant Data Scientist role will report to the Leader, Fraud Analytics & Countermeasures.

What You Will Do:

• Collaborating with fraud product owners and software developers to enable deployment of fraud solutions that will scale across the company’s ecosystem.

• Working with large complex data sets to solve difficult, non-routine analysis problems applying advanced analytical methods as needed.

• Conducting end-to-end analysis that includes data gathering and requirements specification, processing, analysis, ongoing deliverables, and presentations.

• Collaborating with business customers and fraud product owners to understand needs, recommend strategy enhancements, and deploy predictive analytics across multiple platforms.

• Researching, developing, deploying and analyzing testing strategies to continuously improve current fraud related deliverables.

• Preparing detailed documentation to transfer knowledge and satisfy governance and regulatory concerns.

• Communicating technical fraud solutions to non-technical audiences.

• Consulting on applying quantitative problem solving to business problems using analytics in both mentoring and classroom settings.

What You Bring:

• A degree in Business, Mathematics, Science, Statistics or equivalent combination of education and industry experience.

• 3 or more years of experience in the financial industry.

• 3 years or more of experience in data analytics.

• 2 years or more of experience using machine learning.

• Strong knowledge and skills in mathematics.

• A strong sense of planning, priority setting, problem resolution and decision making.

• Knowledge of Interac products.

• Expert knowledge of data mining, databases, SQL and machine learning.

• Experience with the following technologies/databases: Oracle, HDFS, Redshift, Spark (PySpark), Python.

• Strong knowledge of the Canadian payment industry, payments transaction data and process flows.

• Knowledge of IT processes and infrastructure required to support analytics.

• Significant experience working with implementing concepts, such as predictive modeling, profiling, feature development, behavioral analysis, clustering, and data mining.

• Excellent inter-personal skills, communication, problem solving, conflict management, client-focused, customer-driven and able to work under pressure.

• Familiarity with Cloudera, Jupyter, Github, AWS is an asset.

• Eligibility to work for Interac Corp. in Canada in a full-time capacity.

What We’re Offering:

The hiring range for this position is $90,000 - $120,000, and you will also be eligible for our short-term incentive plan. The exact amount will depend on factors such as skills, experience, and job-related knowledge, but Interac’s commitment goes beyond compensation. Our Total Rewards package is designed to support your well-being and future, and includes:

• Generous vacation and wellness days to help you recharge

• Comprehensive employer-paid benefits coverage for peace of mind

• Market-leading employer-funded RRSP program to invest in your future

• Flexible hybrid work model for better work-life balance

• Access to a free and confidential 24/7 employee & family assistance program to offer support for you and your immediate family

• Pregnancy and parental leave top-up to support growing families

• Charitable donation matching with United Way to amplify your impact

Why Join Us?

At Interac, the impact we make, and the people who drive it, is profound. When you become part of our team, you’re joining a purpose-driven organization that’s shaping the future of digital finance in Canada. Here’s what you can expect:

• Investing in the Future – Help us unlock digital prosperity for all Canadians.

• Innovative Thinking – Collaborate on products, practices, and platforms that redefine what’s possible.

• Inclusive Culture – Be empowered to bring your whole self to work and realize your full potential.

• Inspiring Community – Work in an ecosystem where we lift each other up and rise together.

• Intentional Support – Enjoy flexible, supportive offerings that prioritize your total wellness.

Additional Pre-Employment Requirements:

To ensure the integrity of our organization, successful candidates will be required to complete background checks, which may include, Canadian Criminal Credit Check, Canadian ID Cross-Check, Public Safety Verification, 5-year Employment Verification, Education Verification, Credit Check, and Social Media Check.

Equal Opportunity Employer

Interac is also an equal opportunity employer committed to fostering a diverse and inclusive workplace. We believe that innovation thrives when people from different backgrounds, experiences, and perspectives come together. That’s why we are committed to providing fair and equitable employment opportunities for all individuals, without discrimination based on race, color, ancestry, ethnic origin, place of origin, citizenship, creed, sex, sexual orientation, gender identity or expression, age, marital or family status, disability, or any other characteristic protected by applicable law.

If you require accommodation during any stage of the application or recruitment process, please contact us at humanresources@interac.ca. We will work with you to meet your needs.

Please be aware that certain individuals are misusing Interac Corp.’s name and logo to promote fictitious employment opportunities. Interac Corp. never requests, solicits, or accepts any form of payment in exchange for employment. Any such offers are fraudulent and should be disregarded. Interac Corp. assumes no liability for any claims, losses, damages, expenses, or inconveniences arising from or related to these fraudulent activities. Such communications do not constitute an offer or representation by Interac Corp. or its subsidiaries and affiliates.