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Manager, Finance - Unsecured Lending

Flexiti Financial

Flexiti Financial

Accounting & Finance
Canada · North York, Toronto, ON, Canada
Posted on Mar 16, 2026

What’s in it for you as an employee of QFG?

  • Health & wellbeing resources and programs

  • Paid vacation, personal, and sick days for work-life balance

  • Competitive compensation and benefits packages

  • Work-life balance in a hybrid environment with at least 3 days in office

  • Career growth and development opportunities

  • Opportunities to contribute to community causes

  • Work with diverse team members in an inclusive and collaborative environment

This job posting is for an existing vacancy.

We’re looking for our next Manager, Finance - Unsecured Lending. Could It Be You?

The Manager, Finance – Controllership (Unsecured Lending) is a critical role responsible for overseeing the financial integrity, reporting, and control environment for Questbank’s Credit Card and Unsecured Lending portfolios. Reporting to the Director, Accounting & Financial Operations, you will lead the month-end close process, ensure adherence to IFRS and regulatory standards, and provide insightful analysis on portfolio performance to senior leadership. This role acts as a primary liaison between business units, treasury, and corporate reporting teams to ensure accurate financial representation of these high-volume retail products.

Need more details? Keep reading…

In this role, responsibilities include but are not limited to:

Financial Reporting & Month-End Close

  • Leading the month-end, quarter-end, and year-end financial close processes for the Credit Card and Unsecured Lending portfolios.

  • Ensuring accurate recording of revenue (interest, fees), expenses, and loan loss provisions in accordance with IFRS 9.

  • Preparing and reviewing monthly financial statement packages, including P&L and Balance Sheet variance analysis against budget and forecast.

Internal Controls & Governance

  • Maintaining a robust internal control environment (SOX/Bill 198) over financial reporting for lending products.

  • Performing periodic reconciliations of sub-ledgers to the general ledger to ensure data integrity.

  • Assisting in coordinating with internal and external auditors during quarterly and annual audits.

Regulatory & Management Reporting

  • Supporting the preparation of regulatory filings (e.g., OSFI returns) related to unsecured lending assets.

  • Developing and tracking key performance indicators (KPIs) such as Net Interest Margin (NIM), yield, and cost of funds for the lending business.

  • Providing data-driven insights and reporting to business partners to support strategic decision-making and product pricing.

Process Improvement & Advisory

  • Identifying and implementing process efficiencies in financial reporting and data collection.

  • Acting as a subject matter expert on accounting treatments for new product launches or changes in credit card loyalty programs.

So are YOU our next Manager, Finance - Unsecured Lending? You are if you…

  • Hold a Bachelor’s degree in Business, Finance, or Accounting

  • Hold a professional accounting designation (CPA)

  • Have 5+ years of progressive experience in finance or accounting, preferably within a Schedule 1 Canadian Bank or a large financial institution

  • Have a deep understanding of IFRS (specifically IFRS 9 for financial instruments)

  • Have experience with retail banking products, specifically Credit Cards or Unsecured Loans

  • Have Advanced proficiency in Microsoft Excel (modeling, macros) and financial reporting systems (e.g., SAP, Oracle, or Hyperion)

  • Are familiar with data visualization tools (e.g., Tableau, Power BI) and SQL for data extraction

  • Are able to distill complex data into clear financial stories and identify trends or anomalies in large lending portfolios

  • Are exceptionally accurate in financial reporting with a "no-surprises" approach to the control environment

  • Have strong verbal and written communication skills to explain financial results to non-finance business partners and senior executives

  • Are able to manage multiple priorities and tight deadlines during peak reporting cycles while maintaining a focus on continuous improvement

Compensation Information:

  • Base salary range: $105,000 - $135,000

  • The final compensation package will be commensurate with the successful candidate's experience, skills, and geographic location (Canada). It includes a comprehensive benefits plan and a competitive incentive (bonus) program for Full-Time Permanent roles.

Sounds like you? Click below to apply!

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