Manager, Finance - Unsecured Lending
Flexiti Financial
What’s in it for you as an employee of QFG?
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Health & wellbeing resources and programs
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Paid vacation, personal, and sick days for work-life balance
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Competitive compensation and benefits packages
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Work-life balance in a hybrid environment with at least 3 days in office
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Career growth and development opportunities
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Opportunities to contribute to community causes
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Work with diverse team members in an inclusive and collaborative environment
This job posting is for an existing vacancy.
We’re looking for our next Manager, Finance - Unsecured Lending. Could It Be You?
The Manager, Finance – Controllership (Unsecured Lending) is a critical role responsible for overseeing the financial integrity, reporting, and control environment for Questbank’s Credit Card and Unsecured Lending portfolios. Reporting to the Director, Accounting & Financial Operations, you will lead the month-end close process, ensure adherence to IFRS and regulatory standards, and provide insightful analysis on portfolio performance to senior leadership. This role acts as a primary liaison between business units, treasury, and corporate reporting teams to ensure accurate financial representation of these high-volume retail products.
Need more details? Keep reading…
In this role, responsibilities include but are not limited to:
Financial Reporting & Month-End Close
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Leading the month-end, quarter-end, and year-end financial close processes for the Credit Card and Unsecured Lending portfolios.
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Ensuring accurate recording of revenue (interest, fees), expenses, and loan loss provisions in accordance with IFRS 9.
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Preparing and reviewing monthly financial statement packages, including P&L and Balance Sheet variance analysis against budget and forecast.
Internal Controls & Governance
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Maintaining a robust internal control environment (SOX/Bill 198) over financial reporting for lending products.
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Performing periodic reconciliations of sub-ledgers to the general ledger to ensure data integrity.
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Assisting in coordinating with internal and external auditors during quarterly and annual audits.
Regulatory & Management Reporting
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Supporting the preparation of regulatory filings (e.g., OSFI returns) related to unsecured lending assets.
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Developing and tracking key performance indicators (KPIs) such as Net Interest Margin (NIM), yield, and cost of funds for the lending business.
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Providing data-driven insights and reporting to business partners to support strategic decision-making and product pricing.
Process Improvement & Advisory
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Identifying and implementing process efficiencies in financial reporting and data collection.
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Acting as a subject matter expert on accounting treatments for new product launches or changes in credit card loyalty programs.
So are YOU our next Manager, Finance - Unsecured Lending? You are if you…
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Hold a Bachelor’s degree in Business, Finance, or Accounting
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Hold a professional accounting designation (CPA)
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Have 5+ years of progressive experience in finance or accounting, preferably within a Schedule 1 Canadian Bank or a large financial institution
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Have a deep understanding of IFRS (specifically IFRS 9 for financial instruments)
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Have experience with retail banking products, specifically Credit Cards or Unsecured Loans
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Have Advanced proficiency in Microsoft Excel (modeling, macros) and financial reporting systems (e.g., SAP, Oracle, or Hyperion)
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Are familiar with data visualization tools (e.g., Tableau, Power BI) and SQL for data extraction
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Are able to distill complex data into clear financial stories and identify trends or anomalies in large lending portfolios
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Are exceptionally accurate in financial reporting with a "no-surprises" approach to the control environment
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Have strong verbal and written communication skills to explain financial results to non-finance business partners and senior executives
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Are able to manage multiple priorities and tight deadlines during peak reporting cycles while maintaining a focus on continuous improvement
Compensation Information:
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Base salary range: $105,000 - $135,000
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The final compensation package will be commensurate with the successful candidate's experience, skills, and geographic location (Canada). It includes a comprehensive benefits plan and a competitive incentive (bonus) program for Full-Time Permanent roles.
Sounds like you? Click below to apply!
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