Work In Tech

Find your next role at Canada's fastest-growing tech companies

Analyst, Credit Modeling & Strategy

Flexiti Financial

Flexiti Financial

IT
Multiple locations
Posted on Jul 1, 2025

What’s in it for you as an employee of QFG?

  • Health & wellbeing resources and programs

  • Paid vacation, personal, and sick days for work-life balance

  • Competitive compensation and benefits packages

  • Work-life balance in a hybrid environment with at least 3 days in office

  • Career growth and development opportunities

  • Opportunities to contribute to community causes

  • Work with diverse team members in an inclusive and collaborative environment

We’re looking for our next Analyst, Credit Modeling & Strategy. Could it be you?

Supporting the Senior Manager/Manager, Credit Modelling & Strategy, this role will be responsible for developing credit modeling and strategies for credit cards and other lending products. This will require in-depth modeling and credit strategy development work. The incumbent will develop credit models along with strategy based on NPV optimization.

Need more details? Keep reading…

In this role, responsibilities include but are not limited to:

  • Designing optimization driven credit strategy framework instead of rules based criteria.

  • Maintaining full documentation with appropriate version controls for all official models, strategy and policies.

  • Designing, identifying and escalating material credit risks and trends.

  • Supporting the development, execution and monitoring of credit strategies for adjudication, account management and transaction monitoring.

  • Identifying and defining data requirements from internal and external sources for credit modeling for new products.

  • Establishing applicable modeling techniques with rationale.

So are YOU our next Analyst, Credit Modeling & Strategy? You are if you…

  • Hold a degree in a quantitative field, Economics, Business, Statistics, Mathematics, Engineering or equivalent

  • Have 2+ years of experience analyzing credit card data, developing credit modeling using statistical techniques and ML techniques

  • Have experience with developing credit strategy for adjudication and account management and transaction monitoring

  • Are proficient in data analysis tools (SAS, Python, R, SQL)

  • Have hands-on experience with credit model development using Logistic Regression, Linear Regression, GLM, Gradient Boosting and other modeling techniques

  • Have an understanding of credit modeling along with strategy optimization based on NPV

  • Are a problem solver with analytical and conceptual thinking

  • Are able to draw conclusions and provide explanations to make recommendations based on analysis

  • Have proven ability to collaborate with business leaders to drive analytically based strategies

  • Have a strong work ethic, are curious and persistently determined in reviewing and reconciling variances

  • Are highly organized, able to work independently, and handle the pressure of tight timelines

Additional kudos if you…

  • Have experience with decisioning platforms such as Triad, FICO DMP, Provenir, etc.

Sounds like you? Click below to apply!

#LI-NP1

#LI-Hybrid